Military Deferment

You may qualify for a deferment based on your military service if you serve either:
  • On active duty during a war or other military operation, or a national emergency; or
  • On qualifying National Guard duty during a war or other military operation, or a national emergency.
NOTE: Not all active duty military personnel qualify for this deferment. Your service must be in connection with a war, military operation, or national emergency as described above and if you are a full-time active member of an Armed Force (Army, Navy, Air Force, Marines) you must be assigned to a duty station other than your home base.

To apply for a Military deferment, you or your representative (does not have to be a legally appointed representative - can be any family member or friend), must request the deferment (verbally or in writing) and provide your lender with documentation of your active duty status. The documentation should include either:
  • A copy of your military orders; or
  • A written statement from your commanding or personnel officer that your service meets the eligibility requirements as described above.

Military deferments are granted for the length of your qualifying service and are not subject to any life time limit restrictions.  Download the Military deferment form.

If you need assistance with your deferment, call our Default Prevention Counselors at (877) 293-8946 or email us.